Built by payments operators, for merchants.
For more than 25 years ACHQ has processed billions in ACH transactions for thousands of merchants. We exist because moving money should be cheap, fast, and reliable. We've never been satisfied with the way the payments industry serves small and mid-sized businesses, so we built something better.
25+ years
Processing ACH
$10B+
Annual volume
10K+
Merchants
What we believe
Pricing should be transparent. Settlement should be fast. Support should be human. None of those are radical ideas. They're just rare in payments.
We hold real ODFI relationships. We protect every transaction with bank-grade encryption. The boring infrastructure is in place so the experience can be anything but boring.
Move money cheaper, faster, and with fewer headaches.
Apply for an ACHQ merchant account. Most applications approved in one business day.

